Motivational Quote

Motivation

Tara Kennedy, Real Estate Associate with MaxWell Devonshire Realty. Call me today for all your real estate needs @ 780-991-2636.

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Edmonton Real Estate July 2020 Statistics

Edmonton Real Estate July 2020 Statistics

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Heritage Day - August Long Weekend in Alberta

Heritage Day In Alberta - August Long Weekend

In 1974 the Alberta Government declared the first Monday of August an annual holiday to recognize and celebrate the varied cultural heritage of Albertans.

That year and again in 1975, a multicultural concert was held at Fort Edmonton Park to celebrate Heritage Day.

In 1976 11 ethno-cultural communities banded together in Edmonton’s Hawrelak Park to display their cultures’ traditional cuisine, entertainment, interpretive materials, and crafts.

This occasion marked the early days of the Edmonton Heritage Festival, which plays an important role in promoting Alberta’s heritage.

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Kid Friendly Activities Around Canada

Kid Friendly Activities Around Canada

Canada has a substantial amount of fun and exciting activities for the whole family to enjoy. Below is only a portion of things you can do with the kids.

1. CN Tower, Toronto: is the tallest building in Toronto and a defining landmark, about to quite 550 meters. The CN Tower presents the Legends of Flight film in 3D. Its family-friendly display explores the history of flight; from the Wright Brothers manufacture of the primary ever plane to today’s jetliners and aircraft carriers.

2. Royal Tyrell Museum, Drumheller: If you've got a Dino enthusiast on your hands, then this can be the proper spot for you and your family. Your kids will like to obtain the $64000 fossils and bones that are still assault the…

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The 3 Most Important thing to consider When Buying a Home

They say the three most important considerations when buying real estate is location, location, location. But what does that mean? How do you break that down? I mean, it sounds cool but how does anyone apply it in a useful way to navigate the biggest purchase of their life? Recently I took the time to break it down and map it out in a useful way to the average buyer. I drew on the years of experience I had helping people buy homes in the new home industry where, as a sales professional I had little control over the physical location. I was in one community sometimes having inventory on only one street. I also spoke with people in my own circle about how they found their perfect home. What mattered to them and how did that fit the paradigm of…

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Renting Vs. Buying

Renting Vs. Buying

There are many pros and cons to both renting and buying a home, and both need to be weighed equally depending on your current life and financial situation. Ultimately, you will have to determine what is in your best interest.

Renting:

Pros:
You are not responsible for fixing or replacing anything associated with the home, like the furnace, water heater, appliances, or roof.

You are not responsible for paying the property taxes.

You may find that your living expenses are lower because you do not have to worry about the extra costs that come with owning a home.

You don’t have to worry about the housing market taking a downturn.

Cons:
Renting an apartment or sharing a home means dealing with people living below, above,…

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Tips for Saving for your New Home

Buying a new home takes some planning and some strategic saving; but, with a little forethought coupled with action, you can make home buying a reality.

Be aware that you will need at least a 20% down payment of the purchase price of the house to avoid having to use Canadian Mortgage and Housing Corporation (CMHC) for default insurance. However, using default insurance through CMHC allows you to place a down payment of only 5% of the purchase price of the home. Keep in mind that you will pay more on your mortgage by obtaining default insurance. Below are some tips to help you save money for a down payment on a house:

Take a look at your monthly expenses. Determine what you can realistically afford to put away per month. Once you have determined…

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How to Get Front-of-the-Line Access to Desirable Homes for Sale

As you've probably noticed, credit card companies regularly offer bonuses to get you to apply for their cards. For example, one such card company offers opportunities to buy tickets to concerts and other events ahead of everyone else. It's their "front of the line" service.

When you’re searching for a new home, wouldn't it be great if you could get to the front of the line on desirable properties – before other buyers get the chance?

Well, in a way, you can.

The first thing you need to do is create a profile for the specific type of home you're looking to buy. That profile will need to include the basics, such as type of home (e.g. detached), size and rooms (e.g. 2000-2,500 sq. ft., 3 bedrooms, 2 baths), and your target…

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Using Your RRSPs to Purchase a Home

When looking at purchasing a home, one thing that many people are concerned about is the ability to put a down payment on the property. A 20% down payment of the purchase price of the home is typically required. If a 20% down payment is not doable, then a 5% option is available. However, you are then required to have mortgage insurance through CMHC to be able to qualify for the mortgage.

Regardless if it is a 5% or 20% down payment, the government of Canada allows home buyers to use their RRSPs to purchase a home without a penalty for withdrawing the RRSPs This is called Home Buyer’s Plan or HBP.

However, before you withdraw anything, the following conditions must be met:

1)     The maximum amount you can withdraw from your RRSPs per year is…

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Beyond Boxes: Packing Materials You May Need for your Move

Beyond Boxes: Packing Materials You May Need for your Move

As you can probably guess, when you're preparing to move, you'll need boxes and tape — and, perhaps some bubble-wrap or old newspapers to use as protective wrapping for delicate items.

But that may not be all you need. Take a look at this list and see if you'll want any of these on hand while you’re packing or on moving day.

• Colour markers for labelling boxes. (Tip: Colour coding boxes by room will make unpacking much easier.)
• Stretch wrap to protect larger items that can't fit into a box.
• Small plastic bags to store dis-assembled parts, such as sofa legs, cabinet hardware, etc. (You don't want to lose them!)
• Moving blankets to protect floors.
• A dolly or hand truck…

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